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Guides to getting a mortgage in Spain

What you need to know to finance a property in Spain, whether you live there or abroad.

A couple looking at the window of an estate agency in Spain
Non-residents

Spanish mortgage for non-residents: loan-to-value, documents and timeline

Alveo Finance · 21 October 2026
The bright living room of a house in Spain
Costs and rates

Costs of buying property in Spain with a mortgage: the full list

Alveo Finance · 21 October 2026
A study in a Spanish house with white beams
Costs and rates

Spanish mortgage rates: fixed, variable or mixed, and how the Euribor works

Alveo Finance · 21 October 2026
Signing a property deed
Planning your purchase

Buying property in Spain with a mortgage: the steps and the traps

Alveo Finance · 21 October 2026
A woman looking at listings in an agency window
Planning your purchase

How much can you borrow to buy a home in Spain?

Alveo Finance · 21 October 2026
Valencia cathedral seen from a street in the old town
Non-residents

Remortgage at home or Spanish mortgage: how to finance a home in Spain

Alveo Finance · 21 October 2026
Signing a mortgage application
Planning your purchase

Mortgage broker in Spain: what they do, what they cost, when you need one

Alveo Finance · 21 October 2026
A garden with a swimming pool under palm trees
Non-residents

Buying a holiday home in Spain with a mortgage

Alveo Finance · 21 October 2026
A villa with a pool surrounded by palm trees
Investing

Buy-to-let in Spain: a mortgage in your own name or through a company

Alveo Finance · 21 October 2026

Simulate your mortgage in 3 minutes

The simulator is free. You receive a detailed PDF: monthly payment, loan-to-value and the total cost of the purchase.

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