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The guide to property financing in Spain

Download our free reference guide to understand Spanish banks, anticipate fees and secure the best financing.

Alveo Finance 2026 Edition

The guide to financing in Spain

Alveo Finance expert

From our experts, for international buyers.

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Why this guide?

Why download this guide?

The summary of our experience on hundreds of cases, condensed into a clear and actionable document.

  • Save time: all the steps to obtain a mortgage in Spain, gathered in a single clear document.

  • Total clarity: finally understand the fees, conditions and how Spanish mortgages work.

  • Practical comparison: France, Belgium, Switzerland or Spain — choose the best financing option for your profile.

  • Optimisation: concrete tips to reduce costs, negotiate effectively and get the best rate.

  • Local expertise: benefit from reliable, up-to-date information verified by our brokers based in Spain.

  • Guaranteed transparency: identify and avoid financial pitfalls, hidden fees and abusive clauses.

  • Turnkey support: a guide designed by professionals to make your project a success, from A to Z.

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Leave us your details and a member of our team will contact you within 24 business hours to discuss your project in Spain. The call is 100% in English, with no obligation.

  • Guaranteed callback within 24h by an English-speaking advisor
  • We share with you all the key information about financing in Spain
  • Realistic estimate of your rate and monthly payments
  • Concrete answers to all your questions
  • Personalized recommendations, in writing after the call
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